How to Submit a Car Accident Injury Claim

Submitting a car accident injury claim is one of the most important steps to take in order to recover compensation for your injuries and property damage. However, it can be a daunting task. You have to be sure that all the right steps are taken and that you get the compensation that you deserve, as well as a fair and timely resolution of your case.

Getting the Process Started

First and foremost, it is essential to report the accident to your insurance company. This can be done by filling out the appropriate claim forms and submitting them in person at your insurance office or online. The information you provide will be used to verify the accident and determine whether you have a valid claim.

Keeping Up With the Deadlines

There are many deadlines that must be met in order to obtain proper compensation from an accident. These deadlines are set by state law, and they can be quite strict. It is important to ensure that you meet all of these deadlines in order to avoid penalties.

Stating the Facts

It is also essential to fully describe the circumstances of your accident and all of your injuries to the police officer or your insurance adjuster. This includes describing what you were doing at the time of the accident, any accidents that occurred before or after the crash, and any physical signs or symptoms of your injuries.

The police report can help you determine the cause of the accident and who is at fault. The report may contain photographs of the crash scene, contact information for witnesses and details of any damage done to your vehicle.

Your medical records and bills can be a valuable resource for proving your injuries and damages. Be sure to retain copies of all your medical records and receipts.

Keep a Diary

It is very important to have a day-to-day diary after an accident in order to help prove your damages. This is especially important if you have been suffering from injuries for a long period of time.

Make it a habit to write down any injuries that you suffer, their duration and their severity. Your attorney will want to know this when it comes time to file your case.

Be Prepared for a Denial

An insurance company may deny your claim for a variety of reasons. They may believe that you were at fault, that some of your injuries aren’t covered by the policy or that some of the treatment you received was unnecessary.

If an insurance company denies your claim, you have the right to ask for an explanation and a chance to appeal the decision. It is vital that you do this, as a failure to follow these procedures can result in your case being dismissed.

Be Prepared to Counter Offers

After you submit your accident claim, an insurance company will most likely respond with a settlement offer. The offer will be based on the insurance adjuster’s evaluation of the extent of your injuries and other factors.