A house inspection is one of the most important steps in the home buying process. If it reveals serious issues, buyers can request that the seller pay for repairs, reduce the sale price or even walk away from the deal. The best way to understand what a home inspector looks for is to attend a house inspection.
While you can’t expect a perfect inspection, the right home inspector can help you avoid costly surprises. An experienced home inspector can provide a comprehensive report, including photographs and detailed descriptions of the property’s condition.
Generally, a home inspection takes two to three hours for single-family homes and longer for multi-family properties. During the inspection, the inspector will look at the building’s exterior, structural components (walls, ceilings and floors), roof, attic and basement. The inspector will also check the home’s plumbing, heating and electrical systems and its appliances.
Kitchens and bathrooms are high-traffic areas in a home, so inspectors will take special care to make sure all plumbing is working properly and that there are no signs of water damage. Inspectors will also test all kitchen and bathroom appliances, such as ovens, refrigerators, dishwashers and garbage disposals.
An inspection of the home’s attic and roof will reveal the condition of these structures, as well as any potential issues with insulation and ventilation. The inspector will also look at the gutters and rain guards to ensure they are in good condition and that the home is draining properly.
Exterior: The inspector will examine the siding and trim for damage or rot, sagging and warping; any cracks in the foundation or brick; and adequate clearance between the wood siding and earth to prevent moisture and mold. The inspector will also look at the windows and doors to see if they are properly installed, have no rot or damage, and if there is enough caulking to keep heat in and cold out.
While the inspector will not open walls, he or she may recommend further evaluations to determine the severity of any problems found. This can include a specialized inspection for the presence of radon, termite infestation, asbestos, lead piping or paint and water damage.
Once the inspection is complete, the inspector will prepare a written report that includes checklists, summaries, photographs and notes. The report will also offer recommendations and estimate the remaining useful life of various systems and equipment.
When it comes to negotiating with the seller, the most effective approach is to add a home inspection contingency to your offer. This gives you a set time frame within which to schedule and conduct the inspection, as well as any necessary follow-up evaluations. If the inspector uncovers a major problem, such as a faulty foundation or a roof that’s on the verge of caving in, you can ask for a reduction in the sale price, request that the seller cover the costs of repairs or even withdraw your offer from the sale altogether.